Flexible Payment Plans for
Your Dream Furniture

At Capital Ottawa Furniture & Mattress, we believe that beautiful, high-quality furniture should be accessible to everyone. That’s why we’ve partnered with Affirm to offer easy, flexible financing options. You can furnish your home now and pay over time with affordable monthly payments that fit your budget. 

How Affirm Financing Works

Step 1: Choose the furniture you love and add it to your cart.

Step 2: At checkout, select Affirm as your payment method.

Step 3: Complete a short application for instant approval.

Step 4: Choose a payment plan that works for you—from 3 to 12 months, with no hidden fees or surprises.

Why Choose Affirm?

No Hidden Fees: What you see is what you pay—no extra charges.

Instant Approaval: Get approved within minutes.

Flexible Plans: Pay over 3 to 12 months.

Interest-Free Options: Some plans may offer 0% interest.

Eligibility Requirements

Be at least 18 years old (or 19 in some provinces).

Be a resident of Canada.

Provide a valid email address and Canadian credit card or bank account.

Shop with Confidence

Ready to Furnish
Your Home?

Shop Now and choose Affirm at checkout
to enjoy flexible payment options!

Financing FAQs

During checkout, select Affirm as your payment method. You’ll be prompted to complete a short application for instant approval. Once approved, you can choose a payment plan that fits your budget.

No, applying for financing with Affirm does not affect your credit score. They perform a soft credit check that doesn’t impact your credit report.

Payment plans through Affirm range from 3 to 12 months, depending on the total purchase amount and your eligibility. Some plans may even offer interest-free payments.

Yes, you can pay off your financing early without any penalties or fees. Simply log into your Affirm account to make extra payments or pay off the balance in full.

There is no specific minimum purchase requirement for using Affirm, but the amount financed must meet Affirm’s eligibility criteria at checkout.

If you miss a payment, Affirm will send you reminders via email or SMS. Late payments may result in additional fees, so it’s important to make payments on time. Please reach out to Affirm directly for more information on missed payments.

You can manage your payments easily through the Affirm app or by logging into your Affirm account online. There, you can view your payment schedule, make payments, and check your balance.

Most products at Capital Ottawa Furniture & Mattress are eligible for Affirm financing. However, certain exclusions may apply, such as clearance or promotional items. Please check the product page or contact us for more information.